Mortgage Assistance Program

Open the Door to a Home of Your Own

If you are currently renting through the Burlington Housing Authority on a public housing or Section 8 subsidy or are an applicant for assistance, you could be eligible for a program that may assist you in purchasing a home.

Emily Cameron BHA Homeownership Program Coordinator

The Mortgage Assistance Program works much like the Section 8 Rental Assistance Program except that the subsidy you receive is applied toward the mortgage on your own home rather than towards a rent payment on a home or apartment you lease.

To be eligible for the Homeownership Program, you must meet the following criteria:

• Be eligible for Section 8 rental assistance or public housing.

• Be employed full-time for a year (elderly and disabled individuals exempt).

• Be in full compliance with your lease.

• Not have owned a home in the past 3 years.

• Use your Voucher to buy a home within BHA’s jurisdiction.

• Meet income eligibility requirements

Once you are determined eligible by BHA you will attend homeownership education at NeighborWorks HomeOwnership Center. When you are determined to be mortgage ready, you can seek financing at the lender of your choice. Once you are pre-approved for a mortgage, you can begin shopping for a home. After you have found a home in your price range, had it inspected and met BHA and financing requirements, you can close on your home. BHA will make a subsidy payment directly to your lender towards your mortgage each month.

To learn more, please call:

Emily Cameron
BHA Homeownership Program Coordinator
Phone: 802-864-0538 x227
Email: ecameron@burlingtonhousing.org